IMPORTANT FINANCIAL DISCLAIMER

PLEASE READ THIS SECTION CAREFULLY BEFORE USING OUR SERVICES

NOT INVESTMENT ADVICE: Fortunexa provides educational content and documents our personal investment journey. We are NOT registered investment advisors, financial planners, broker-dealers, or any other regulated financial services provider. Nothing on this website constitutes financial, legal, tax, or investment advice. We do not provide personalized recommendations for any individual's financial situation.

EDUCATIONAL PURPOSE ONLY: All content on Fortunexa.io is for educational and informational purposes only Our content documents our personal experiences, research, and learning journey. This represents one perspective and should never be the sole basis for any financial decision.

YOUR RESPONSIBILITY: You are solely responsible for your own investment decisions and financial outcomes. Before making any investment decision, you must:

• Conduct your own independent research and due diligence
• Consult with licensed financial, legal, and tax professionals appropriate for your jurisdiction
• Evaluate your own risk tolerance, financial situation, and investment objectives
• Never invest more than you can afford to lose

NO GUARANTEES: We make no representations or warranties about the accuracy, completeness, timeliness, or reliability of any content on our platform. Past performance documentation does not predict or guarantee future results. Individual results will vary significantly.

REGULATORY STATUS:

EU Users: We are not authorized or regulated under MiFID II or any other EU financial services regulation. We do not provide investment services as defined under EU law.

Indian Users: We are not registered with SEBI (Securities and Exchange Board of India) as investment advisors or any other regulated intermediary.

All Jurisdictions: You are responsible for ensuring your use of our educational content complies with your local regulations.

1. Agreement to Terms

By accessing or using Fortunexa.io (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use our Website or services

These Terms constitute a legally binding agreement between you and CYBERNAUTS TECHNOLOGIES PRIVATE LIMITED, having its registered office at F-507 Tower F ACE Platinum Zeta 1, Greater Noida, Gautam Buddha Nagar, Uttar Pradesh 201306, India, operating as Fortunexa.io with operational activities in Brussels, Belgium.

2. Service Description

2.1 What We Provide

Fortunexa is an educational platform that:

• Document our personal investment journey across various asset classes (cryptocurrencies, stocks, metals, ETFs)
• Share our experiences, including both successful and unsuccessful investments
• Provide educational resources, frameworks, and tools for self-directed learning
• Offer transparency into our decision-making process for discussion and learning purposes
• Create a community for investment education and shared learning

2.2 What We Do NOT Provide

We do NOT:

• Provide personalized investment advice or recommendations tailored to your specific situation
• Manage investments on your behalf
• Guarantee any investment outcomes or performance
• Offer recommendations to buy, sell, or hold any specific securities or assets
• Act as brokers, dealers, or intermediaries for any transactions
• Promise or imply any specific returns or results

2.3 Content Classification

Our content falls into two categories:

• Educational Guides: General information about investment concepts, asset classes, and strategies
• Our Journey Documentation: Personal transparency about our own investment decisions, positions, and outcomes

All documented positions represent our personal decisions based on our unique circumstances, risk tolerance, and research. They are NOT recommendations for others to follow.

3. Investment Risks and Warnings

3.1 Cryptocurrency Risks

Investing in cryptocurrencies carries substantial risks including but not limited to:

• Extreme volatility: Prices can fluctuate dramatically in short periods
• Total loss of capital: You may lose your entire investment
• Regulatory uncertainty: Laws governing cryptocurrencies vary by jurisdiction and are evolving
• Security risks: Hacking, fraud, and technical failures can result in loss of assets
• Irreversible transactions: Cryptocurrency transactions cannot be reversed
• Liquidity risks: Some assets may be difficult to sell quickly
• Market manipulation: Crypto markets may be subject to manipulation

3.2 General Investment Risks

All investments carry risks including:

• Loss of principal
• Market volatility
• Economic and geopolitical risks
• Inflation and currency risks
• Concentration risk
• Timing risk

3.3 Past Performance

Any historical performance data, position documentation, or returns shown on our Website:

• Represent our personal actual or hypothetical results only
• Do NOT predict or indicate future performance
• May not be typical of results achieved by others
• Do not account for fees, taxes, and other costs you may incur
• Should not be used as the basis for any investment decision

4. User Eligibility and Responsibilities

4.1 Age Requirement

You must be at least 18 years of age to use our services. By using the Website, you represent and warrant that you meet this age requirement.

4.2 Account Registration

If you create an account:

• You must provide accurate, current, and complete information
• You are responsible for maintaining the confidentiality of your account credentials
• You are responsible for all activities that occur under your account
• You must notify us immediately of any unauthorized access or security breach

4.3 Prohibited Uses

You agree NOT to:

• Use the Website for any illegal purpose or in violation of any laws
• Misrepresent our content as personalized advice or recommendations
• Copy, redistribute, or republish our content without permission
• Attempt to gain unauthorized access to our systems
• Use automated systems (bots, scrapers) without our written consent
• Harass, abuse, or harm other users
• Upload malicious code or viruses
• Manipulate or interfere with the Website's functionality

5. Intellectual Property Rights

5.1 Our Content

All content on Fortunexa.io, including but not limited to text, graphics, logos, images, videos, software, and compilation of content ("Content"), is owned by or licensed to CYBERNAUTS TECHNOLOGIES PRIVATE LIMITED and is protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to:

• Access and use the Website for personal, non-commercial educational purposes
• Print or download Content for personal use only

You may NOT:

• Modify, reproduce, or create derivative works from our Content
• Distribute, sell, or commercially exploit our Content
• Remove copyright or proprietary notices

Terms of Service

5.3 Trademarks

"Fortunexa" and associated logos are trademarks of CYBERNAUTS TECHNOLOGIES PRIVATE LIMITED. You may not use our trademarks without prior written consent.

5.4 User-Generated Content

• You retain ownership of your content
• You grant us a worldwide, non-exclusive, royalty-free license to use, display, and distribute your content
• You represent that you have the right to submit such content
• You agree not to submit content that infringes third-party rights or violates laws

6. Disclaimers and Limitations of Liability

6.1 "AS IS" Basis

The website and all content are provided on an "AS IS" and "AS AVAILABLE" basis without any warranties of any kind.

6.2 No Warranty of Accuracy

• Content is not guaranteed to be accurate, complete, current, or reliable
• The Website may be interrupted, insecure, or error-prone
• Defects may not be corrected
• The Website may contain viruses or harmful components

6.3 Investment Outcome Disclaimer

We make no warranties or representations about any financial outcomes. Use of our educational content is at your sole risk.

6.4 Limitation of Liability

To the fullest extent permitted by law, CYBERNAUTS TECHNOLOGIES PRIVATE LIMITED and its affiliates shall not be liable for indirect or consequential damages. Maximum liability is limited to the lesser of €100 or the subscription fees paid in the last 12 months.

6.5 Jurisdictional Variations

Liability limitations may vary by jurisdiction and are subject to local laws.

7. Indemnification

You agree to indemnify and hold harmless CYBERNAUTS TECHNOLOGIES PRIVATE LIMITED and its affiliates from any claims arising from your use of the Website or violation of these Terms.

8. Third-Party Links and Services

8.1 External Links

We do not endorse or control third-party websites linked from our Website.

8.2 Third-Party Services

Third-party providers have their own terms and privacy policies. Your interactions with them are solely your responsibility.

9. Data Privacy

9.1 Separate Privacy Policy

Our Privacy Policy governs personal data collection and use.

9.2 GDPR and DPDP Compliance

We comply with GDPR and India's DPDP Act. See our Privacy Policy for details.

10. Geographic Restrictions and Compliance

10.1 Global Access with Local Responsibility

You are responsible for compliance with local laws.

10.2 Restricted Jurisdictions

We may restrict access based on legal or regulatory requirements.

10.3 No Solicitation

Website content does not constitute investment solicitation in prohibited jurisdictions.

11. Modifications to Terms and Services

11.1 Changes to Terms

We may update these Terms. Continued use implies acceptance.

11.2 Changes to Services

We may modify or discontinue services with reasonable notice.

12. Account Termination

12.1 Termination by You

You may cancel your account via settings or by contacting support.

12.2 Termination by Us

We may suspend or terminate your account for violations or fraud.

12.3 Effect of Termination

Access ends immediately. Some provisions survive termination.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms are governed by the laws of India.

13.2 Jurisdiction

Disputes are subject to the courts of Greater Noida, Uttar Pradesh, India.

13.3 Dispute Resolution Process

• Contact support for informal resolution
• Engage in good faith negotiations
• Attempt mediation before litigation

13.4 Class Action Waiver

Disputes must be resolved individually, not as part of a class action.

14. Miscellaneous Provisions

• Entire Agreement: Includes Privacy Policy and legal notices
• Severability: Invalid provisions will be modified
• Waiver: Non-enforcement does not waive rights
• Assignment: You may not assign Terms without consent
• Force Majeure: Not liable for events beyond control
• No Partnership: No agency or employment relationship created
• Notices: Sent via email or posted on Website

15. Contact Information

CYBERNAUTS TECHNOLOGIES PRIVATE LIMITED
F-507 Tower F ACE Platinum Zeta 1
Greater Noida, Gautam Buddha Nagar
Uttar Pradesh 201306, India
Email: support@fortunexa.io
Website: https://fortunexa.io

16. Acknowledgment and Acceptance

• You have read and understood these Terms
• You agree to be bound by these Terms
• You understand Fortunexa provides educational content only
• You accept responsibility for your financial decisions
• You use the Website at your own risk
• You meet the age requirement (18+)

If you do not agree to these Terms, you must not use the Website or our services.